Lakshmi Chalisa: Lyrics, Meaning & Benefits of Reciting

Lakshmi Chalisa (लक्ष्मी चालीसा) is a 40-verse devotional hymn dedicated to Goddess Lakshmi, the Hindu deity of wealth, prosperity, and spiritual abundance. According to the Vishnu Purana, Lakshmi emerged during the Samudra Manthan and chose Lord Vishnu as her eternal consort. 5 Lakh+ Devotees have experienced divine grace through Lakshmi Puja on Utsav.

TL;DR: Lakshmi Chalisa is a powerful 40-verse prayer to Goddess Lakshmi (लक्ष्मी) for wealth, prosperity, and spiritual grace. Traditionally recited on Fridays and during Diwali, this chalisa invokes Maa Lakshmi's eight forms (Ashta Lakshmi). Participate in Lakshmi Puja through Utsav's verified temples.

What Is Lakshmi Chalisa and Why Should You Recite It?

Lakshmi Chalisa (लक्ष्मी चालीसा) is a devotional composition of 40 verses (chaupai) preceded and followed by dohas. The word "Chalisa" comes from "chalis," meaning forty in Hindi. This sacred hymn praises Goddess Lakshmi's divine qualities — her compassion, her role as the bestower of wealth, and her power to remove poverty.

The Shri Sukta hymn of the Rigveda is among the oldest prayers dedicated to Lakshmi. The Vishnu Purana and Lakshmi Tantra further describe her as Shakti — the divine feminine energy that sustains the universe.

Who Is Goddess Lakshmi According to Scriptures?

Goddess Lakshmi (लक्ष्मी) is the consort of Lord Vishnu and represents Shri — divine beauty, grace, and abundance. The Vishnu Purana describes her emergence from the cosmic ocean during the Samudra Manthan, standing on a lotus flower, radiating golden light.

Her eight manifestations — Ashta Lakshmi — govern wealth (Dhana Lakshmi), food grains (Dhanya Lakshmi), courage (Dhairya Lakshmi), progeny (Santana Lakshmi), victory (Vijaya Lakshmi), knowledge (Vidya Lakshmi), royal power (Gaja Lakshmi), and material abundance (Aishwarya Lakshmi).

Lakshmi Chalisa — Lyrics in Hindi and English

॥ दोहा ॥

जय जय जगत जननि जग आधार। तुम्हें धरत सिर पर सब नर नार॥

Om Jai Jagat Janani Jag Aadhaar. Tumhein Dharat Sir Par Sab Nar Naar.

(Victory to the Mother of the Universe. All men and women bow before you.)

॥ चौपाई ॥

माता लक्ष्मी करो पुकारा। दूर करो सब दुख हमारा॥
Mata Lakshmi Karo Pukara. Door Karo Sab Dukh Hamara.
(O Mother Lakshmi, I call upon you. Please remove all my sorrows.)

ज्ञान बुद्धि विद्या दो माता। तुम बिन कोई दूजा ज्ञाता॥
Gyan Buddhi Vidya Do Mata. Tum Bin Koi Dooja Gyata.
(Grant me knowledge, wisdom, and learning. Without you, there is no other protector.)

तुम्हीं पाताल लोक में रहतीं। सब जग जननी दुख-हरा कहतीं॥
Tumhi Patal Lok Mein Rahtin. Sab Jag Janani Dukh-Hara Kahtin.
(You dwell even in the netherworld. The whole world calls you Mother and remover of sorrow.)

जो कोई तुम को सदा पुकारे। सो ऐश्वर्य सदा सुख भरे॥
Jo Koi Tum Ko Sada Pukare. So Aishwarya Sada Sukh Bhare.
(Whoever calls upon you always is blessed with prosperity and eternal happiness.)

तुम पाताल लोक में आईं। सेवा शेषनाग ने पाईं॥
Tum Patal Lok Mein Aayin. Seva Sheshnag Ne Payin.
(When you came to the netherworld, Sheshnag had the honor of serving you.)

बसे विष्णुजी के उर मांहीं। शोभा तुम्हरी जग में न्यारी॥
Base Vishnuji Ke Ur Manhin. Shobha Tumhari Jag Mein Nyari.
(You reside in Lord Vishnu's heart. Your splendor is unmatched.)

क्षीरसिन्धु में तुमने जन्मा। सब सेवत तुम को मन कर्मा॥
Ksheer Sindhu Mein Tumne Janma. Sab Sevat Tum Ko Man Karma.
(You were born from the ocean of milk. Everyone serves you through mind and deeds.)

मनिमय सिंहासन पर बैठीं। कर में कमल सदा तुम दीठीं॥
Manimay Singhasan Par Baithin. Kar Mein Kamal Sada Tum Deethin.
(You sit upon a jeweled throne. A lotus is always seen in your hands.)

स्वर्ण मुकुट शीश पर राजे। गले मोतियन की माला साजे॥
Swarna Mukut Shish Par Raje. Gale Motiyan Ki Mala Saje.
(A golden crown adorns your head. A pearl necklace graces your neck.)

देव मिलिं सब सुर आराती। तुम सब की हो सुख दाती॥
Dev Milin Sab Sur Aarati. Tum Sab Ki Ho Sukh Dati.
(All celestial beings worship you. You are the giver of happiness to all.)

तुम्हरी महिमा जानें कोई। धन वैभव सुख बल जग सोई॥
Tumhari Mahima Jane Koi. Dhan Vaibhav Sukh Bal Jag Soi.
(Those who understand your glory attain wealth, prosperity, and strength.)

सब देवन तुम सेवा करें। अनुदिन तुम को सदा भजें॥
Sab Devan Tum Seva Karen. Anudin Tum Ko Sada Bhajen.
(All divine beings serve you and worship you every day.)

ऋद्धि सिद्धि तुम सब को दाती। प्रथम पूज्य हो विधिवत माती॥
Riddhi Siddhi Tum Sab Ko Dati. Pratham Poojya Ho Vidhivat Mati.
(You bestow Riddhi and Siddhi upon all. You are the first to be worshipped.)

श्रीफल कमल सदा तुम धारो। भक्तन की पीड़ा तुम हारो॥
Shriphal Kamal Sada Tum Dharo. Bhaktan Ki Peeda Tum Haro.
(You hold a sacred coconut and lotus. You remove the suffering of devotees.)

नित पूजन ध्यान करें जो कोई। ताकी रहत सदा सुख होई॥
Nit Pujan Dhyan Karen Jo Koi. Taki Rahat Sada Sukh Hoi.
(Whoever worships and meditates on you daily always remains in happiness.)

कमला कमल बसतिं सदा। करती सब भक्तन को मदा॥
Kamala Kamal Basatin Sada. Karti Sab Bhaktan Ko Mada.
(Kamala always dwells on the lotus. She fills all devotees with joy.)

माता तुम्हरी सदा जय होवे। भक्त आपनी पीड़ा खोवे॥
Mata Tumhari Sada Jai Hove. Bhakt Aapni Peeda Khove.
(May you always be victorious, Mother. May your devotees lose all suffering.)

तुम बिन यज्ञ न कोई होवे। सब मिल माता तुमको धोवे॥
Tum Bin Yagya Na Koi Hove. Sab Mil Mata Tumko Dhove.
(Without you, no sacred ritual can be completed.)

करें जो कोई तुम्हरो ध्यान। तासु सदा होवे कल्याण॥
Karen Jo Koi Tumharo Dhyan. Tasu Sada Hove Kalyan.
(Whoever meditates upon you always attains auspiciousness.)

॥ दोहा ॥

लक्ष्मी चालीसा जो कोई गावे। ऐश्वर्य सम्पदा सदा पावे॥
Lakshmi Chalisa Jo Koi Gave. Aishwarya Sampada Sada Pave.
(Whoever sings the Lakshmi Chalisa always receives prosperity and abundance.)

What Are the Benefits of Reciting Lakshmi Chalisa?

Spiritual benefits include purification of past karmic debts, deepened devotion, and inner peace. The act of recitation becomes a form of meditation that calms the mind.

Material benefits include removal of financial obstacles, attraction of new opportunities for wealth, and stability in business and career.

Family harmony is another blessing attributed to Maa Lakshmi's grace. She's considered the presiding deity of households, bringing unity and love among family members.

Protection from poverty — She's described as "Daridrya Nashini" (destroyer of poverty) in the Shri Sukta of the Rigveda.

When Is the Best Time to Recite Lakshmi Chalisa?

Fridays (Shukravar) — Friday is Lakshmi's sacred day. Venus (Shukra), the ruling planet of Friday, is closely associated with wealth and beauty.

Diwali and Sharad Purnima — Diwali night is the single most auspicious occasion for Lakshmi worship. Sharad Purnima is when Lakshmi is believed to roam the earth blessing devotees.

Pradosh Kaal — The twilight period between sunset and nightfall is sacred for Lakshmi worship.

Navratri — Particularly the fifth night dedicated to Lalita/Lakshmi. For daily practice, Brahma Muhurta (4:00-5:30 AM) or evening sandhya time are recommended.

How to Recite Lakshmi Chalisa — Step-by-Step Guidelines

1. Prepare your space — Choose a clean, quiet spot. Place a murti or image of Goddess Lakshmi on a red or pink cloth. Light a ghee diya and incense.

2. Personal cleanliness — Bathe before recitation. Wear clean, preferably red or yellow clothes.

3. Offerings — Lotus flowers, kumkum, haldi, rice grains (akshata), sweets (kheer or batasha), and a coconut.

4. Sankalp — Mentally state your intention — financial stability, family well-being, or seeking Lakshmi's grace.

5. Recitation — Chant slowly and clearly. Use a Kamal Gatta mala for counting if doing multiple rounds.

6. Direction — Face east or northeast, directions associated with prosperity.

7. Conclude with aarti — Perform a brief aarti with the lit diya, circling it clockwise.

How Does Lakshmi Chalisa Connect to Ashta Lakshmi?

Devotees at the Gajlaxmi Temple in Ujjain specifically worship the Gaja Lakshmi form for royal blessings and prosperity.

Participate in Lakshmi Puja on Utsav

Step 1: Browse Lakshmi Puja offerings on Utsav

Step 2: Select your preferred puja and dakshina amount

Step 3: Fill the Sankalp Form with your Nama, Gotra, and intention

Step 4: Pay your dakshina via UPI, card, or net banking

Step 5: Watch the puja video — the pandit chants your name and gotra

Step 6: Receive authentic prasad delivered to your home within 7-10 days

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Frequently Asked Questions

Can I recite Lakshmi Chalisa at home without a pandit?

Yes, anyone can recite Lakshmi Chalisa at home. No pandit is required for personal recitation. Simply maintain cleanliness, light a diya, and recite with devotion.

How many times should I recite Lakshmi Chalisa daily?

One recitation daily is sufficient. For specific wishes or auspicious days like Diwali or Fridays, devotees often recite it 5, 11, or 21 times.

Can women recite Lakshmi Chalisa during menstruation?

Yes. There are no scriptural restrictions. Many modern scholars confirm that devotional chanting has no purity-based barriers. Maa Lakshmi herself represents feminine divine energy.

What is the difference between Lakshmi Chalisa and Lakshmi Aarti?

Lakshmi Chalisa consists of 40 verses describing Maa Lakshmi's qualities in detail. Lakshmi Aarti is a shorter hymn sung while waving a lit diya. Both are complementary — recite the chalisa first, conclude with aarti.

Does reciting Lakshmi Chalisa guarantee wealth?

It's a devotional practice that attracts Maa Lakshmi's grace, not a transactional guarantee. Consistent recitation with genuine devotion is believed to create spiritual alignment that supports material well-being.

Which day is best for starting Lakshmi Chalisa recitation?

Friday (Shukravar) is the most auspicious day. Starting on a Purnima Friday, especially during Sharad Purnima, is considered ideal. Diwali night is another powerful starting point.

Can I recite Lakshmi Chalisa for someone else?

Absolutely. During the Sankalp, mention the person's name and your wish for their prosperity. Dedicating merit to others is well-established in Hindu tradition.

What should I offer Maa Lakshmi after reciting the chalisa?

Traditional offerings include lotus flowers, kumkum, batasha, kheer, fresh fruits, and a coconut. Learn more about offerings to Goddess Lakshmi on our Gyan hub.